Scarborough - GTA Alternative Mortgage Lending

Service Before Self® at NVR Mortgages -Bad credit mortgages, refinancing, second mortgages, construction & commercial mortgages and much more.

Find out how much you can afford before you go househunting!

Scarborough and GTA Alternative Mortgage Solutions Made Easy!

Alternative Mortgage Lenders are most often referred to as “B” Lenders. For instance, take a look at any Toronto or GTA newspaper or tv ad and you’ll realize that people are looking to alternative mortgage lending more and more to get the mortgage and financing they need.

Fortunately there are alternative mortgage lenders that have stepped in to fill this gap in the GTA mortgage marketplace for those hard to get mortgages.  GTA Alternative lenders tend to approve deals on a common-sense basis. We work with them to help descrice your unique situation and needs. These lenders generally look at how much equity you have, and care less about bad credit history or income.

What Types of Loans Do B Mortgage Lenders Offer in the GTA?

For the most part, "B" mortgage lenders in Scarborough and the GTA (Alternative Mortgage Lenders) will offer all of the same products that traditional big banks do. Most alternative lenders in Ontario will offer:

  • 1st Mortgages
  • Home Equity Loans
  • Home Equity Lines of Credit (HELOC)
  • 2nd Mortgages
  • Mortgage Refinance & Debt Consolidation

Additionally, alternative lenders offer a variety of products and they are also more flexible than the bank.  For example, many of these lenders will entertain:

  • Poor or Bad Credit Mortgages
  • Interest only mortgages
  • 100% rental offset mortgages
  • Stated Income Mortgages
  • Property Tax Loan Mortgages
  • CRA Debt Consolidation Mortgages

What's Next?

Get in Touch

First time buyer or refinancing? Call for a free quote!

learn more

Apply Now

We shop for the best mortgage option at no charge to you.

learn more

Mortgage Calculators

Crunch the numbers and explore your mortgage options!

learn more